No exaggeration that. Its's your kids eucation we're talking about. It could cost quite a sum. Plan your finances.

But then , reality hit him. He had to cough up a minor fortune to have Shantanu admitted to a school; and has discovered that this is just the first step of an excalator he committed himself to six years ago. Shantanu, chortling away, of course, doesn't have a clue why daddy has turned so quiet.

Daddy dear is burdened by three facts. Education is no longer the incidental expense it was for his own parents, his job is a lot less secure, and his son will aspire to the hallowed portals of American lvy League colleges. He could say 'heck, school is school',and opt opt for the state-sub-sidised systems. But then, quality gaps are said to have widened beyond all hope. Is there away out?

The best time to start investing for your child's education is when you hear those first few baws from the cradle. Time makes all the difference.