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Faq

Parameter	HSBC	SBI-GE	ABN AMRO	DUESTCHE	ICICI	HDFC	CITI BANK
Annual Fee	700 - Life Time Free
Credit Limit	15000 - 4 lac	15000 - 3 lac	15000 - 3 lac	15000 - 4 lac	15000 - 4 lac	15000 - 3 lac	10,000-4 lac
Rate of intrest for Purchases (shopping)	On Purchase through card upto 50 - 56 Days No. Intrest. after that 2.95% - 3.25% Monthly intrest charged
Cash withdraw	30 -60% for total limit
Intrest on cash withdraw & charges	2.95% - 3.50% from date of withdraw plus 200-3% cash transaction charges
Advantage		tie up with BP (Bharat Petro means 2.5% Surcharge cashback to other offer	BP + other	2.5% cashback on all pumps	HP + other	BP + other offer launch by bank tume to time	Tie up with Maruti, IOC etc.
Reward points	On every Rs. 100 spent earn 1-3 reward points 1=reward point = 50 paisa to 1Re
Balance Transfer	0.75% for 6 months, 0% for 3 months 3% Intrest monthly with 1-2% processing	Gives different schemes from time to time	1% to 1.49% for 3 to 6 months with 1-2% processing	0% for 6 months with 1-2% processing	Gives different schemes from time to time		0% - 2% intrest monthly depends on scheme